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Neil & Cathryn Blair-Bennett

Broker-Associates
1631 Del Prado Blvd #410
Cape Coral, Fl 33990
239-645-3798
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Blog: Resources

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Neil & Cathryn Blair-Bennett
1631 Del Prado Blvd S. #410
Cape Coral, FL 33993
Phone: 239-244-1495
Email: neil@cbcapecoral.com

Testimonials

It was our dream to retire to Florida and we did it. Cathy and Neil were so helpful. Their knowledge of things beyond real estate was so impressive. We thought we had to spend so much more than we did, but they showed us where we could save and get more house for our money. Now we love being Floridians! Richard & Karen Cape Coral, FL
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